Frank began his career as an Investment Advisor in 1984. That time was truly the "dark ages" compared to the portfolio analytic tools available today along with the technology to utilize those tools.
One of those tools is the research provided by Dorsey Wright Assoc (DWA) which uses Point and Figure (PnF) Charting that measures the constant flow of supply & demand, which is what causes markets to go up or down.
Simply put, there are times to go on offense and times to be on defense. This is why your 401K is not a "set it and forget it".
As a 401K advisor, you need to have the knowledge necessary to analyze the investment possibilities and know how to put the pieces together to create a well balanced portfolio.
But there's more to it than that. As an Accredited Investment Fiduciary (AIF), I'm held to a high standard, a fiduciary is required to act in the 'best interests' of the client. It's very rewarding to help people attain their goals, when they come to you because they don't know which way to go.
The job is what I make it to be," Frank said. "I choose to assemble portfolios and then manage them. Diversification is important but it doesn't mean that you don't have to watch what is happening," he said. "It is still important to monitor the portfolio as compared to the overall market's relative strength. There are times when the markets allow us the create wealth - to go on offense - and there are times when the make it difficult to preserve wealth - so you go on defense.
It's not just WHAT to choose from the fund lineup, but also WHEN to make changes! Check out the background of firms and professionals in your area as well as my background at http://brokercheck.finra.org